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Abstract

Guide's Table of Contents -- Credit Card Debt Blog -- Credit Card Debt
Articles -- Court Summons -- Credit Card Companies -- Debt Counseling
-- Debt Services -- Junk Debt Buyers -- Debt Collectors -- Credit Card
Debt Consolidation -- Credit Card Debt Settlement -- Credit Repair --
Debt Collection Attorneys -- Contact Us -- Privacy Policy

Do you need to eliminate credit card debt you cannot pay?

Are you worried about real or potential threats and actions against you
by a debt collector or collection attorney?

Subscribe to our free newsletter for the latest news on collection
industry practices and on consumer
protection from debt collector and collection
attorney abuses. Read about the debt collection and debt service
industries in the first five chapters of the Credit Card Debt
Survival Guide here for free.

Would you like to have a ready response that will make that debt
collector or collection attorney go away?

Would you like to know how to avoid a credit card debt lawsuit?

Or, if you are one of the few actually served, would you like to be
prepared to answer a credit card debt summons in a way that frustrates
the collection attorney?

I was in the same situation. I had to eliminate credit card debt
totaling $63,000 I could not pay. I did not know who to trust or where
to turn. I had feelings of hopelessness.
After a lot of research and some learning experiences, I discovered
that if you can knowledgably frustrate debt collectors and collection
attorneys, they do not want to work harder to collect from just you.
They are paid on commission. They are motivated to focus their
energies on the thousands of other non-resistant consumer debtors
assigned to them.

I learned the credit card companies, their debt collectors and their
collection attorneys take advantage of our fears. They play on our
good conscience. They lie to us to collect money.
In 2009, according to creditcards, over 15 million people defaulted
on their credit card debt. Going into debt or staying in debt to pay
for monthly necessities is a common occurrence in today's economy.
Clearly, your credit card debt problem is not unique. You are not
alone. And that, believe it or not, is good news.

It is good news because, if you learn to become more difficult to
collect from than other consumer debtors, debt collectors and
collection attorneys will not waste anymore of their time with you.
They will focus their ambitions on the large number of other less
well-informed consumer debtors.

My name is Mel Thompson. I avoided paying my credit card debt, and I
avoided bankruptcy by learning how to frustrate debt collectors and
collection attorneys. What I learned is, just because you owe and
cannot pay does not mean you are helpless. Here's my full story.

The recommendations I make in the Credit Card Debt Survival Guide are
based on my experience and on proven practices backed up by consumer
protection laws. They are based on months of research. They separate
truth from Internet myth. They are tried and tested. I made mistakes.
I learned from them. And now, you can benefit from them.

I show you the proper language to use with debt collectors, their
collection notices, and their threats of court action, as well as with
collection attorneys and their blanket credit card debt summonses that
fish for non-respondents. With the right language you'll force these
commission-paid adversaries to take you seriously and to spend their
time collecting from the large number of uninformed, non-resistant
consumer debtors. This language is based on my successful experiences.
To be effective, a debt validation letter, for example, needs to be a
properly worded demand for documentation.

Many consumer debtors have bought the Credit Card Debt Survival Guide.
Below are the stories of two, who I counseled.

"I owed close to $100,000 in credit card debt. I had been contacted by
several debt collectors and eventually received one credit card debt
court summons. I used the guide and technical support to respond to
the debt collectors and answer the summons. The debt collectors quit
calling. There was no response to my summons answer, and the court case
was dropped." Milt H., Burbank, California

"My wife and I owed $70,000 in credit card debt. We had both lost our
jobs. As the months of non-payment passed, we were contacted by debt
collectors and collection attorneys threatening lawsuits. The guide
and technical support gave us the material to convince these people to
get off our backs and probably spend their time with other less savvy
debtors." Bob R. Portland, Oregon

In the Credit Card Debt Survival Guide You get 100 pages in Chapters 6
through 9 conveniently organized in a Table of Contents linking to each
chapter and subsection for quick reference directing you to the
information you need to solve your problem. Information including:
* Sample debt validation letters and follow-up written communications
to frustrate debt collectors and collection attorneys
* How to respond to a credit card debt summons, if necessary
* Links to debt forums and authoritative websites to reassure you
that these are the best practices for fending off debt collectors
and collection attorneys,
* The specific wording of phrases that need to be in a debt
validation letter and its follow-up, all ready for you to copy and
easily customize to your situation.
* How to respond in writing to debt collectors and collection
attorneys to avoid being involved in a court case
* How the sources of debt collection--original creditors, junk debt
buyers, collection agencies and collection attorneys--differ and
how to adjust your written communications accordingly
* Debt collector lies and deceptive actions to be ready for
* The best practices for dealing with debt collectors and collection
attorneys
* Why collection attorneys do not expect to and are not prepared to
actually move ahead with a court case once they receive an answer
from a debtor
* How to find the right kind of help in online debt forums, on other
helpful websites, and with attorneys specializing in consumer
rights
* What to do if the creditor attempts to force you into arbitration
* How to sue a debt collector and how to get "free"
(contingency-fee-based) legal help to do so
* Chapters 1-5 totaling 140 additional pages provide useful
background on the debt collection and debt service industries.

When you receive a collection notice from a debt collector, collection
attorney or junk debt buyer you have a choice to make.
1. You can admit defeat and begin bankruptcy proceedings. (You can
always file for bankruptcy. That should be the very last option,
not one of the first.)
2. You can do nothing. (It is alright to ignore collection phone
calls, but NOT responding to written notices and NOT making the
debt collector work to document your debt will cause you problems.)
3. You can begin to look online for information on how you should
respond. If you have enough time, you will find debt validation
letters online, as well as answers to credit card summonses, just
as I did. But, that information is not verified. You do not know
if it is tried and tested. You do not know if debt collectors will
take it seriously. You'll need to continue searching to find the
same recommendations in other places. If you have enough time, you
may succeed.
4. Or, you can purchase the Credit Card Debt Survival Guide for $37
with its money-back guarantee, its best practices and the numerous
links you can use to verify its information. For $37 you can be
ready NOW to solve your credit card debt problems.

Would you pay $37 to get out of your current situation?

$37 is about equal to one monthly credit-card late fee.

$37 is a small fraction of what a legal or financial professional
charges for just one hour of their time. How many hours of their time
will it take to solve your problem? Do they provide a money-back
guarantee?

How can you be sure this will work for you?

You can be sure the use of this language in your communications to debt
collectors and collection attorneys will screen your name from the many
other head-in-the-sand consumer debtors they are pursuing.

Stop worrying about your credit card debt.

Make the best use of your time.

Prepare yourself with the right specialized knowledge.

Put your financial house in order.

Regain your peace of mind.

Get started today with the Credit Card Debt Survival Guide by taking
advantage of our low $37 price.

Don't forget our truly unconditional 60-day money-back guarantee.. If
you want your money back, you will get it back.

If you are overwhelmed and you need help immediately, take advantage of
our 30 days of technical support bundled with the Credit Card Debt
Survival Guide for just $67.

The Credit Card Debt Survival Guide is just $37.00 and comes with a
60-day money-back guarantee through ClickBank.
The Credit Card Debt Survival Guide's 100 pages give you the language
and background you need to effectively deal with collection attorneys
and debt collectors. CLICK HERE TO PURCHASE THE GUIDE

Buy the Credit Card Debt Survival Guide and 30 days of customer support
for the special one time price of $67! CLICK HERE TO PURCHASE THE GUIDE
PLUS 30 DAYS OF SUPPORT FOR $47.00

Monthly Support for $50
Save time and money. Get experienced insight into your own specific
debt issues. For $50.00 per month receive telephone and email support.
Get informed technical support and hit the ground running for a small
fraction of what professional advice would cost. Up to five contacts
per week with next business day response or sooner. CLICK HERE TO
PURCHASE 30 DAYS OF SUPPORT ONLY (after you own the Guide)

Feel free to access this site's links and information. Order from these
links or contact Mel Thompson aka Credit Sabre for more information.

creditsabre@credit-card-debt-survival
Vision Publishing Inc.
17 Westbrook Road,Worcester, MA 01602

508-796-5101

Guide's Table of Contents -- Credit Card Debt Blog -- Credit Card Debt
Articles -- Court Summons -- Credit Card Companies -- Debt Counseling
-- Debt Services -- Junk Debt Buyers -- Debt Collectors -- Credit Card
Debt Consolidation -- Credit Card Debt Settlement -- Credit Repair --
Debt Collection Attorneys -- Contact Us -- Privacy Policy

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